Union Baptist Greenburgh

WHITE PLAINS, NY · 1 · Charter #16790 · www.ubgfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$360.2K
3th percentile
Members
157
4th percentile
Total loans
$69.2K
3th percentile
Total shares
$260.1K
3th percentile

Profitability

Return on assets
-4.25%
1th percentile
Net interest margin
3.87%
46th percentile
Efficiency ratio
126.77%
3th percentile
Non-interest income ratio
17.05%
75th percentile

Capital & Risk

Net worth ratio
27.77%
90th percentile
Delinquency rate
17.90%
1th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
26.59%
9th percentile

Growth

Member growth YoY
-10.29%
5th percentile
Asset growth YoY
-7.02%
10th percentile
Loan growth YoY
-28.74%
2th percentile
Share growth YoY
-7.63%
13th percentile

Operations

Members / branch
157
6th percentile
Assets / member
$2,294
5th percentile
Field of membership penetration
19.63%
32th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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