Kohler

Sheboygan, WI · 2 · Charter #66872 · www.kohlercu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$751.6M
83th percentile
Members
53,785
90th percentile
Total loans
$618.8M
90th percentile
Total shares
$635.8M
84th percentile

Profitability

Return on assets
1.19%
65th percentile
Net interest margin
3.95%
79th percentile
Efficiency ratio
64.84%
26th percentile
Non-interest income ratio
23.82%
76th percentile

Capital & Risk

Net worth ratio
10.63%
46th percentile
Delinquency rate
0.53%
66th percentile
Net charge-off rate
0.08%
92th percentile
Loan-to-share
97.32%
88th percentile

Growth

Member growth YoY
-1.77%
26th percentile
Asset growth YoY
5.27%
51th percentile
Loan growth YoY
5.53%
57th percentile
Share growth YoY
4.63%
50th percentile

Operations

Members / branch
3,842
33th percentile
Assets / member
$13,974
30th percentile
Field of membership penetration
2.40%
32th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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