Atlantic City Electric Co Emp

MAYS LANDING, NJ · 1 · Charter #3755 · www.acecefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$60.7M
12th percentile
Members
3,867
13th percentile
Total loans
$22.5M
6th percentile
Total shares
$54.0M
15th percentile

Profitability

Return on assets
1.01%
49th percentile
Net interest margin
3.51%
42th percentile
Efficiency ratio
68.54%
31th percentile
Non-interest income ratio
14.24%
35th percentile

Capital & Risk

Net worth ratio
14.69%
74th percentile
Delinquency rate
2.68%
5th percentile
Net charge-off rate
0.36%
46th percentile
Loan-to-share
41.64%
10th percentile

Growth

Member growth YoY
0.39%
63th percentile
Asset growth YoY
2.63%
39th percentile
Loan growth YoY
7.62%
80th percentile
Share growth YoY
0.11%
24th percentile

Operations

Members / branch
3,867
67th percentile
Assets / member
$15,708
61th percentile
Field of membership penetration
64.45%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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