Alloy Employees

WAUKESHA, WI · 2 · Charter #66660
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$327.5K
2th percentile
Members
165
5th percentile
Total loans
$66.9K
3th percentile
Total shares
$191.1K
2th percentile

Profitability

Return on assets
-2.24%
3th percentile
Net interest margin
2.22%
6th percentile
Efficiency ratio
197.05%
1th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
40.67%
97th percentile
Delinquency rate
69.11%
0th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
35.02%
16th percentile

Growth

Member growth YoY
1.85%
83th percentile
Asset growth YoY
2.53%
59th percentile
Loan growth YoY
-23.73%
4th percentile
Share growth YoY
7.54%
86th percentile

Operations

Members / branch
55
1th percentile
Assets / member
$1,985
4th percentile
Field of membership penetration
82.50%
92th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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