Central Missouri Community

WARRENSBURG, MO · 2 · Charter #60383 · www.mycmccu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$136.8M
66th percentile
Members
14,513
89th percentile
Total loans
$90.8M
71th percentile
Total shares
$126.1M
71th percentile

Profitability

Return on assets
0.95%
45th percentile
Net interest margin
3.85%
61th percentile
Efficiency ratio
76.63%
12th percentile
Non-interest income ratio
31.34%
94th percentile

Capital & Risk

Net worth ratio
8.17%
4th percentile
Delinquency rate
0.42%
71th percentile
Net charge-off rate
0.24%
61th percentile
Loan-to-share
72.06%
57th percentile

Growth

Member growth YoY
-2.10%
32th percentile
Asset growth YoY
0.04%
21th percentile
Loan growth YoY
4.85%
71th percentile
Share growth YoY
1.34%
33th percentile

Operations

Members / branch
4,838
81th percentile
Assets / member
$9,424
11th percentile
Field of membership penetration
14.51%
66th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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