Affinity First

Minot, ND · 1 · Charter #12980 · www.affinityfcund.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$69.9M
21th percentile
Members
2,573
3th percentile
Total loans
$37.0M
23th percentile
Total shares
$60.1M
22th percentile

Profitability

Return on assets
0.96%
45th percentile
Net interest margin
2.92%
15th percentile
Efficiency ratio
52.73%
78th percentile
Non-interest income ratio
14.81%
37th percentile

Capital & Risk

Net worth ratio
13.35%
63th percentile
Delinquency rate
0.18%
88th percentile
Net charge-off rate
0.13%
79th percentile
Loan-to-share
61.61%
39th percentile

Growth

Member growth YoY
-0.77%
48th percentile
Asset growth YoY
5.07%
61th percentile
Loan growth YoY
10.35%
88th percentile
Share growth YoY
5.07%
64th percentile

Operations

Members / branch
1,287
5th percentile
Assets / member
$27,167
95th percentile
Field of membership penetration
2.53%
33th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Affinity First?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo