Spokane Media

Spokane, WA · 1 · Charter #24451 · www.mediacreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.6M
56th percentile
Members
1,165
42th percentile
Total loans
$11.2M
69th percentile
Total shares
$14.9M
59th percentile

Profitability

Return on assets
0.73%
46th percentile
Net interest margin
4.47%
68th percentile
Efficiency ratio
74.54%
34th percentile
Non-interest income ratio
16.29%
73th percentile

Capital & Risk

Net worth ratio
9.74%
14th percentile
Delinquency rate
0.21%
70th percentile
Net charge-off rate
1.30%
12th percentile
Loan-to-share
75.56%
71th percentile

Growth

Member growth YoY
-4.19%
22th percentile
Asset growth YoY
-3.09%
24th percentile
Loan growth YoY
-2.90%
50th percentile
Share growth YoY
-3.81%
26th percentile

Operations

Members / branch
1,165
53th percentile
Assets / member
$14,248
82th percentile
Field of membership penetration
20.09%
33th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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