Meritus

LAFAYETTE, LA · 1 · Charter #9643 · www.merituscu.net
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$244.8M
99th percentile
Members
23,537
99th percentile
Total loans
$160.7M
97th percentile
Total shares
$205.6M
98th percentile

Profitability

Return on assets
0.58%
21th percentile
Net interest margin
3.81%
59th percentile
Efficiency ratio
78.96%
8th percentile
Non-interest income ratio
31.38%
94th percentile

Capital & Risk

Net worth ratio
13.39%
63th percentile
Delinquency rate
0.75%
48th percentile
Net charge-off rate
0.60%
25th percentile
Loan-to-share
78.14%
67th percentile

Growth

Member growth YoY
-4.84%
13th percentile
Asset growth YoY
1.59%
31th percentile
Loan growth YoY
1.36%
50th percentile
Share growth YoY
-0.22%
21th percentile

Operations

Members / branch
5,884
89th percentile
Assets / member
$10,400
16th percentile
Field of membership penetration
4.81%
45th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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