Akron School Employees

Akron, NY · 1 · Charter #13367 · www.asefcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.1M
8th percentile
Members
206
6th percentile
Total loans
$497.2K
10th percentile
Total shares
$850.9K
8th percentile

Profitability

Return on assets
0.98%
58th percentile
Net interest margin
3.50%
33th percentile
Efficiency ratio
58.43%
69th percentile
Non-interest income ratio
3.14%
24th percentile

Capital & Risk

Net worth ratio
22.15%
80th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
58.43%
48th percentile

Growth

Member growth YoY
-2.37%
40th percentile
Asset growth YoY
0.30%
44th percentile
Loan growth YoY
-14.45%
13th percentile
Share growth YoY
-1.07%
40th percentile

Operations

Members / branch
206
8th percentile
Assets / member
$5,336
18th percentile
Field of membership penetration
45.78%
61th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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