Freedom First

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$1.2B

15^th percentile

Members

62,952

12^th percentile

Total loans

$1.0B

28^th percentile

Total shares

$955.4M

11^th percentile

Profitability

Return on assets

0.61%

23^th percentile

Net interest margin

2.83%

26^th percentile

Efficiency ratio

54.98%

35^th percentile

Non-interest income ratio

22.95%

78^th percentile

Capital & Risk

Net worth ratio

10.61%

46^th percentile

Delinquency rate

0.41%

80^th percentile

Net charge-off rate

0.19%

86^th percentile

Loan-to-share

108.60%

93^th percentile

Growth

Member growth YoY

0.40%

28^th percentile

Asset growth YoY

4.44%

37^th percentile

Loan growth YoY

5.00%

50^th percentile

Share growth YoY

7.39%

67^th percentile

Operations

Members / branch

4,197

8^th percentile

Assets / member

$19,402

62^th percentile

Field of membership penetration

7.04%

57^th percentile

Want the full picture for Freedom First?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo