Peach State

Lawrenceville, GA · 1 · Charter #14676 · www.peachstatefcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.1B
7th percentile
Members
77,065
25th percentile
Total loans
$740.5M
6th percentile
Total shares
$986.3M
14th percentile

Profitability

Return on assets
1.06%
54th percentile
Net interest margin
3.39%
60th percentile
Efficiency ratio
63.44%
9th percentile
Non-interest income ratio
27.41%
93th percentile

Capital & Risk

Net worth ratio
8.85%
11th percentile
Delinquency rate
0.46%
74th percentile
Net charge-off rate
0.24%
82th percentile
Loan-to-share
75.08%
19th percentile

Growth

Member growth YoY
-1.33%
17th percentile
Asset growth YoY
4.59%
40th percentile
Loan growth YoY
11.00%
82th percentile
Share growth YoY
3.91%
33th percentile

Operations

Members / branch
2,657
1th percentile
Assets / member
$14,195
16th percentile
Field of membership penetration
7.92%
61th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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