Allegheny Valley

PITTSBURGH, PA · 1 · Charter #4756 · www.alleghenyvalleyfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.7M
43th percentile
Members
828
31th percentile
Total loans
$2.1M
23th percentile
Total shares
$7.4M
39th percentile

Profitability

Return on assets
0.05%
17th percentile
Net interest margin
2.64%
11th percentile
Efficiency ratio
72.01%
39th percentile
Non-interest income ratio
4.84%
33th percentile

Capital & Risk

Net worth ratio
31.32%
93th percentile
Delinquency rate
0.08%
79th percentile
Net charge-off rate
0.75%
23th percentile
Loan-to-share
28.48%
11th percentile

Growth

Member growth YoY
-5.05%
17th percentile
Asset growth YoY
-1.52%
33th percentile
Loan growth YoY
-13.80%
14th percentile
Share growth YoY
-2.09%
34th percentile

Operations

Members / branch
828
39th percentile
Assets / member
$12,981
76th percentile
Field of membership penetration
16.56%
29th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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