Lion's Share

Salisbury, NC · 1 · Charter #24813 · www.lionsharecu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$60.8M
12th percentile
Members
12,480
81th percentile
Total loans
$55.1M
45th percentile
Total shares
$58.2M
20th percentile

Profitability

Return on assets
0.79%
34th percentile
Net interest margin
6.05%
99th percentile
Efficiency ratio
81.27%
6th percentile
Non-interest income ratio
36.64%
98th percentile

Capital & Risk

Net worth ratio
3.53%
0th percentile
Delinquency rate
1.31%
22th percentile
Net charge-off rate
4.85%
0th percentile
Loan-to-share
94.60%
92th percentile

Growth

Member growth YoY
-4.33%
15th percentile
Asset growth YoY
-3.48%
6th percentile
Loan growth YoY
7.99%
81th percentile
Share growth YoY
0.94%
30th percentile

Operations

Members / branch
12,480
99th percentile
Assets / member
$4,868
0th percentile
Field of membership penetration
5.66%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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