Class Act

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$341.6M

27^th percentile

Members

23,015

36^th percentile

Total loans

$237.9M

33^th percentile

Total shares

$299.8M

30^th percentile

Profitability

Return on assets

1.86%

92^th percentile

Net interest margin

3.95%

80^th percentile

Efficiency ratio

55.85%

64^th percentile

Non-interest income ratio

25.86%

83^th percentile

Capital & Risk

Net worth ratio

11.06%

52^th percentile

Delinquency rate

0.64%

57^th percentile

Net charge-off rate

0.81%

17^th percentile

Loan-to-share

79.34%

47^th percentile

Growth

Member growth YoY

4.21%

85^th percentile

Asset growth YoY

7.30%

68^th percentile

Loan growth YoY

6.81%

65^th percentile

Share growth YoY

6.97%

71^th percentile

Operations

Members / branch

3,836

33^th percentile

Assets / member

$14,844

38^th percentile

Field of membership penetration

11.29%

75^th percentile

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