Primesource

Spokane, WA · 2 · Charter #67911 · www.primesourcecu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$89.7M
38th percentile
Members
6,745
42th percentile
Total loans
$49.9M
39th percentile
Total shares
$72.9M
35th percentile

Profitability

Return on assets
0.68%
27th percentile
Net interest margin
3.51%
42th percentile
Efficiency ratio
64.00%
46th percentile
Non-interest income ratio
13.33%
31th percentile

Capital & Risk

Net worth ratio
12.35%
52th percentile
Delinquency rate
3.17%
3th percentile
Net charge-off rate
1.78%
2th percentile
Loan-to-share
68.41%
51th percentile

Growth

Member growth YoY
-0.69%
49th percentile
Asset growth YoY
-4.30%
4th percentile
Loan growth YoY
-11.09%
4th percentile
Share growth YoY
-4.06%
6th percentile

Operations

Members / branch
2,248
28th percentile
Assets / member
$13,299
41th percentile
Field of membership penetration
13.49%
64th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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