Brownfield

Brownfield, TX · 1 · Charter #13873 · www.brownfieldfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$11.2M
44th percentile
Members
2,750
80th percentile
Total loans
$5.8M
48th percentile
Total shares
$7.2M
38th percentile

Profitability

Return on assets
-0.41%
9th percentile
Net interest margin
5.46%
90th percentile
Efficiency ratio
101.20%
6th percentile
Non-interest income ratio
3.53%
27th percentile

Capital & Risk

Net worth ratio
35.84%
95th percentile
Delinquency rate
0.09%
78th percentile
Net charge-off rate
0.59%
28th percentile
Loan-to-share
80.81%
77th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
-2.66%
26th percentile
Loan growth YoY
-14.69%
12th percentile
Share growth YoY
-3.00%
29th percentile

Operations

Members / branch
1,375
60th percentile
Assets / member
$4,057
11th percentile
Field of membership penetration
30.56%
44th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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