Mission City

Santa Clara, CA · 1 · Charter #13131 · www.missioncityfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$159.2M
75th percentile
Members
4,482
19th percentile
Total loans
$115.0M
84th percentile
Total shares
$135.9M
76th percentile

Profitability

Return on assets
0.82%
35th percentile
Net interest margin
3.40%
35th percentile
Efficiency ratio
55.03%
72th percentile
Non-interest income ratio
10.84%
19th percentile

Capital & Risk

Net worth ratio
8.63%
7th percentile
Delinquency rate
0.54%
63th percentile
Net charge-off rate
0.27%
56th percentile
Loan-to-share
84.59%
79th percentile

Growth

Member growth YoY
4.01%
90th percentile
Asset growth YoY
2.84%
41th percentile
Loan growth YoY
4.42%
67th percentile
Share growth YoY
2.17%
39th percentile

Operations

Members / branch
4,482
77th percentile
Assets / member
$35,520
98th percentile
Field of membership penetration
3.45%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Mission City?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo