United Texas

San Antonio, TX · 3 · Charter #97107 · www.utxcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$423.9M
46th percentile
Members
20,801
28th percentile
Total loans
$291.7M
48th percentile
Total shares
$386.3M
51th percentile

Profitability

Return on assets
0.63%
28th percentile
Net interest margin
2.86%
18th percentile
Efficiency ratio
57.47%
58th percentile
Non-interest income ratio
19.47%
53th percentile

Capital & Risk

Net worth ratio
9.58%
27th percentile
Delinquency rate
0.80%
41th percentile
Net charge-off rate
0.25%
70th percentile
Loan-to-share
75.50%
37th percentile

Growth

Member growth YoY
-6.26%
7th percentile
Asset growth YoY
1.70%
22th percentile
Loan growth YoY
-5.55%
7th percentile
Share growth YoY
4.00%
44th percentile

Operations

Members / branch
3,467
25th percentile
Assets / member
$20,379
77th percentile
Field of membership penetration
0.47%
6th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for United Texas?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo