Westminster

Westminster, CO · 1 · Charter #13842 · www.wfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$51.0M
1th percentile
Members
3,086
5th percentile
Total loans
$27.3M
11th percentile
Total shares
$45.1M
4th percentile

Profitability

Return on assets
0.51%
17th percentile
Net interest margin
3.18%
25th percentile
Efficiency ratio
64.16%
46th percentile
Non-interest income ratio
13.74%
33th percentile

Capital & Risk

Net worth ratio
10.06%
24th percentile
Delinquency rate
0.21%
86th percentile
Net charge-off rate
0.40%
43th percentile
Loan-to-share
60.42%
37th percentile

Growth

Member growth YoY
-5.60%
10th percentile
Asset growth YoY
-2.71%
8th percentile
Loan growth YoY
0.09%
43th percentile
Share growth YoY
-4.58%
5th percentile

Operations

Members / branch
1,543
10th percentile
Assets / member
$16,526
67th percentile
Field of membership penetration
61.72%
94th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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