Gp

Rome, GA · 1 · Charter #365 · WWW.GPFEDERAL.ORG
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$143.7M
70th percentile
Members
9,593
66th percentile
Total loans
$103.8M
77th percentile
Total shares
$136.2M
76th percentile

Profitability

Return on assets
0.17%
7th percentile
Net interest margin
2.34%
4th percentile
Efficiency ratio
53.18%
77th percentile
Non-interest income ratio
15.68%
42th percentile

Capital & Risk

Net worth ratio
4.82%
0th percentile
Delinquency rate
0.69%
52th percentile
Net charge-off rate
0.30%
53th percentile
Loan-to-share
76.23%
64th percentile

Growth

Member growth YoY
10.06%
97th percentile
Asset growth YoY
3.41%
46th percentile
Loan growth YoY
21.13%
97th percentile
Share growth YoY
4.56%
61th percentile

Operations

Members / branch
2,398
33th percentile
Assets / member
$14,981
55th percentile
Field of membership penetration
2.09%
29th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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