Local 355 Md

BALTIMORE, MD · 1 · Charter #14815
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.7M
28th percentile
Members
1,434
51th percentile
Total loans
$561.8K
10th percentile
Total shares
$4.5M
28th percentile

Profitability

Return on assets
1.02%
60th percentile
Net interest margin
3.43%
31th percentile
Efficiency ratio
66.05%
51th percentile
Non-interest income ratio
1.09%
14th percentile

Capital & Risk

Net worth ratio
19.41%
72th percentile
Delinquency rate
13.68%
1th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
12.48%
3th percentile

Growth

Member growth YoY
-7.00%
10th percentile
Asset growth YoY
-0.96%
36th percentile
Loan growth YoY
-24.08%
4th percentile
Share growth YoY
-2.49%
32th percentile

Operations

Members / branch
1,434
62th percentile
Assets / member
$3,945
10th percentile
Field of membership penetration
27.31%
41th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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