Finex

East Hartford, CT · 2 · Charter #68662 · www.finexcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$133.2M
65th percentile
Members
16,315
93th percentile
Total loans
$96.7M
74th percentile
Total shares
$116.2M
66th percentile

Profitability

Return on assets
0.46%
15th percentile
Net interest margin
4.01%
69th percentile
Efficiency ratio
80.98%
6th percentile
Non-interest income ratio
33.80%
96th percentile

Capital & Risk

Net worth ratio
8.69%
8th percentile
Delinquency rate
1.73%
13th percentile
Net charge-off rate
1.59%
4th percentile
Loan-to-share
83.21%
77th percentile

Growth

Member growth YoY
-8.38%
5th percentile
Asset growth YoY
-5.63%
2th percentile
Loan growth YoY
-7.15%
11th percentile
Share growth YoY
-1.20%
16th percentile

Operations

Members / branch
5,438
86th percentile
Assets / member
$8,165
5th percentile
Field of membership penetration
54.38%
92th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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