600 Atlantic

BOSTON, MA · 1 · Charter #5256 · www.600atlanticfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$38.9M
89th percentile
Members
1,459
51th percentile
Total loans
$20.5M
89th percentile
Total shares
$31.9M
87th percentile

Profitability

Return on assets
0.64%
42th percentile
Net interest margin
2.83%
15th percentile
Efficiency ratio
49.54%
83th percentile
Non-interest income ratio
4.10%
30th percentile

Capital & Risk

Net worth ratio
13.36%
40th percentile
Delinquency rate
0.86%
45th percentile
Net charge-off rate
0.20%
51th percentile
Loan-to-share
64.17%
55th percentile

Growth

Member growth YoY
-0.75%
58th percentile
Asset growth YoY
-3.97%
20th percentile
Loan growth YoY
-4.60%
43th percentile
Share growth YoY
-6.11%
17th percentile

Operations

Members / branch
1,459
63th percentile
Assets / member
$26,644
99th percentile
Field of membership penetration
72.95%
87th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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