Connecticut Postal

New Britain, CT · 1 · Charter #3683
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$12.5M
48th percentile
Members
1,362
48th percentile
Total loans
$4.4M
40th percentile
Total shares
$9.4M
46th percentile

Profitability

Return on assets
1.46%
77th percentile
Net interest margin
3.49%
33th percentile
Efficiency ratio
49.39%
84th percentile
Non-interest income ratio
1.07%
14th percentile

Capital & Risk

Net worth ratio
24.24%
84th percentile
Delinquency rate
0.98%
42th percentile
Net charge-off rate
0.81%
21th percentile
Loan-to-share
46.94%
30th percentile

Growth

Member growth YoY
-3.06%
32th percentile
Asset growth YoY
-1.88%
30th percentile
Loan growth YoY
-5.93%
37th percentile
Share growth YoY
-3.95%
25th percentile

Operations

Members / branch
1,362
60th percentile
Assets / member
$9,201
50th percentile
Field of membership penetration
80.12%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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