Lifetime

Richardson, TX · 1 · Charter #6012 · www.lifetimefcu.org/
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$54.7M
5th percentile
Members
4,244
16th percentile
Total loans
$27.0M
11th percentile
Total shares
$44.5M
4th percentile

Profitability

Return on assets
0.16%
6th percentile
Net interest margin
2.51%
6th percentile
Efficiency ratio
64.61%
44th percentile
Non-interest income ratio
21.52%
71th percentile

Capital & Risk

Net worth ratio
18.51%
91th percentile
Delinquency rate
1.36%
21th percentile
Net charge-off rate
0.37%
46th percentile
Loan-to-share
60.50%
37th percentile

Growth

Member growth YoY
-4.50%
14th percentile
Asset growth YoY
0.04%
21th percentile
Loan growth YoY
-10.46%
5th percentile
Share growth YoY
1.03%
30th percentile

Operations

Members / branch
2,122
24th percentile
Assets / member
$12,893
36th percentile
Field of membership penetration
63.31%
94th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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