Del Met

MUNCIE, IN · 1 · Charter #19390 · www.delmetfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.4M
37th percentile
Members
909
34th percentile
Total loans
$1.7M
20th percentile
Total shares
$7.1M
38th percentile

Profitability

Return on assets
-0.40%
9th percentile
Net interest margin
2.78%
14th percentile
Efficiency ratio
108.55%
4th percentile
Non-interest income ratio
13.90%
65th percentile

Capital & Risk

Net worth ratio
16.06%
57th percentile
Delinquency rate
0.35%
64th percentile
Net charge-off rate
15.14%
0th percentile
Loan-to-share
23.72%
7th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
-6.40%
12th percentile
Loan growth YoY
-4.46%
44th percentile
Share growth YoY
-5.52%
18th percentile

Operations

Members / branch
909
43th percentile
Assets / member
$9,287
51th percentile
Field of membership penetration
30.30%
44th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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