East End Food Cooperative

PITTSBURGH, PA · 1 · Charter #24483 · www.eefcfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.9M
12th percentile
Members
402
14th percentile
Total loans
$928.0K
14th percentile
Total shares
$1.5M
13th percentile

Profitability

Return on assets
3.11%
98th percentile
Net interest margin
4.78%
78th percentile
Efficiency ratio
68.36%
46th percentile
Non-interest income ratio
61.14%
99th percentile

Capital & Risk

Net worth ratio
9.19%
11th percentile
Delinquency rate
8.61%
3th percentile
Net charge-off rate
0.97%
18th percentile
Loan-to-share
61.90%
52th percentile

Growth

Member growth YoY
-0.99%
55th percentile
Asset growth YoY
20.28%
98th percentile
Loan growth YoY
17.67%
95th percentile
Share growth YoY
9.66%
90th percentile

Operations

Members / branch
402
19th percentile
Assets / member
$4,772
15th percentile
Field of membership penetration
0.88%
6th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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