Livingston Parish

DENHAM SPRINGS, LA · 1 · Charter #19295 · WWW.LPFCU.ORG
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$11.6M
45th percentile
Members
1,736
59th percentile
Total loans
$4.7M
42th percentile
Total shares
$9.1M
45th percentile

Profitability

Return on assets
0.46%
33th percentile
Net interest margin
3.70%
39th percentile
Efficiency ratio
72.94%
37th percentile
Non-interest income ratio
7.07%
42th percentile

Capital & Risk

Net worth ratio
20.37%
75th percentile
Delinquency rate
3.66%
11th percentile
Net charge-off rate
0.95%
18th percentile
Loan-to-share
51.44%
37th percentile

Growth

Member growth YoY
-0.46%
61th percentile
Asset growth YoY
3.05%
63th percentile
Loan growth YoY
-4.72%
43th percentile
Share growth YoY
2.93%
63th percentile

Operations

Members / branch
1,736
71th percentile
Assets / member
$6,686
28th percentile
Field of membership penetration
57.87%
75th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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