U S P L K Employees

LEAVENWORTH, KS · 1 · Charter #4427 · www.usplkefcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$34.9M
84th percentile
Members
2,053
67th percentile
Total loans
$8.4M
60th percentile
Total shares
$30.2M
85th percentile

Profitability

Return on assets
0.27%
26th percentile
Net interest margin
1.55%
2th percentile
Efficiency ratio
47.06%
86th percentile
Non-interest income ratio
6.16%
38th percentile

Capital & Risk

Net worth ratio
13.21%
38th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.04%
69th percentile
Loan-to-share
27.89%
10th percentile

Growth

Member growth YoY
3.90%
92th percentile
Asset growth YoY
-3.34%
23th percentile
Loan growth YoY
-5.82%
38th percentile
Share growth YoY
-3.82%
26th percentile

Operations

Members / branch
2,053
79th percentile
Assets / member
$17,000
92th percentile
Field of membership penetration
50.65%
67th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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