Vantage

Saint Charles, MO · 2 · Charter #67804 · www.vcu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.1B
8th percentile
Members
68,077
16th percentile
Total loans
$842.2M
13th percentile
Total shares
$1.0B
15th percentile

Profitability

Return on assets
1.13%
60th percentile
Net interest margin
4.12%
93th percentile
Efficiency ratio
69.51%
2th percentile
Non-interest income ratio
28.31%
94th percentile

Capital & Risk

Net worth ratio
7.99%
3th percentile
Delinquency rate
0.80%
44th percentile
Net charge-off rate
0.62%
34th percentile
Loan-to-share
83.79%
36th percentile

Growth

Member growth YoY
-1.28%
18th percentile
Asset growth YoY
2.93%
25th percentile
Loan growth YoY
4.36%
45th percentile
Share growth YoY
5.84%
56th percentile

Operations

Members / branch
4,863
14th percentile
Assets / member
$16,379
35th percentile
Field of membership penetration
2.43%
24th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Vantage?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo