Morgan City

MORGAN CITY, LA · 1 · Charter #15009
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.9M
24th percentile
Members
869
32th percentile
Total loans
$3.0M
31th percentile
Total shares
$4.1M
25th percentile

Profitability

Return on assets
0.30%
27th percentile
Net interest margin
4.21%
60th percentile
Efficiency ratio
80.47%
23th percentile
Non-interest income ratio
4.25%
30th percentile

Capital & Risk

Net worth ratio
16.19%
57th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.29%
44th percentile
Loan-to-share
73.47%
68th percentile

Growth

Member growth YoY
-4.61%
19th percentile
Asset growth YoY
-3.01%
25th percentile
Loan growth YoY
-8.20%
30th percentile
Share growth YoY
-3.91%
25th percentile

Operations

Members / branch
869
41th percentile
Assets / member
$5,638
20th percentile
Field of membership penetration
1.85%
10th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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