Steel Valley

Cleveland, OH · 1 · Charter #17555 · www.steelvalleyfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$22.1M
66th percentile
Members
3,224
87th percentile
Total loans
$10.6M
67th percentile
Total shares
$19.9M
68th percentile

Profitability

Return on assets
0.07%
18th percentile
Net interest margin
4.47%
68th percentile
Efficiency ratio
97.07%
8th percentile
Non-interest income ratio
26.34%
91th percentile

Capital & Risk

Net worth ratio
9.87%
15th percentile
Delinquency rate
1.40%
33th percentile
Net charge-off rate
0.67%
25th percentile
Loan-to-share
53.13%
39th percentile

Growth

Member growth YoY
-7.94%
8th percentile
Asset growth YoY
-0.61%
38th percentile
Loan growth YoY
-10.97%
21th percentile
Share growth YoY
-0.18%
46th percentile

Operations

Members / branch
3,224
93th percentile
Assets / member
$6,862
29th percentile
Field of membership penetration
0.81%
5th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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