Norstar

Britton, SD · 1 · Charter #4951 · www.norstarfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$74.9M
26th percentile
Members
2,791
3th percentile
Total loans
$46.8M
36th percentile
Total shares
$63.5M
26th percentile

Profitability

Return on assets
1.71%
85th percentile
Net interest margin
3.48%
40th percentile
Efficiency ratio
43.37%
92th percentile
Non-interest income ratio
8.70%
10th percentile

Capital & Risk

Net worth ratio
15.14%
77th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
-0.01%
99th percentile
Loan-to-share
73.73%
61th percentile

Growth

Member growth YoY
1.05%
70th percentile
Asset growth YoY
3.78%
49th percentile
Loan growth YoY
11.89%
91th percentile
Share growth YoY
2.71%
43th percentile

Operations

Members / branch
2,791
42th percentile
Assets / member
$26,844
95th percentile
Field of membership penetration
69.77%
96th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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