Houston

Sugar Land, TX · 1 · Charter #14091 · www.houstonfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$950.7M
97th percentile
Members
59,905
94th percentile
Total loans
$531.6M
83th percentile
Total shares
$852.7M
99th percentile

Profitability

Return on assets
0.00%
5th percentile
Net interest margin
3.09%
28th percentile
Efficiency ratio
57.74%
57th percentile
Non-interest income ratio
18.53%
46th percentile

Capital & Risk

Net worth ratio
9.74%
31th percentile
Delinquency rate
0.48%
73th percentile
Net charge-off rate
0.53%
37th percentile
Loan-to-share
62.34%
16th percentile

Growth

Member growth YoY
-6.06%
7th percentile
Asset growth YoY
1.20%
19th percentile
Loan growth YoY
-7.62%
5th percentile
Share growth YoY
0.37%
14th percentile

Operations

Members / branch
4,992
57th percentile
Assets / member
$15,870
48th percentile
Field of membership penetration
2.56%
34th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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