Basf Chattanooga

CHATTANOOGA, TN · 1 · Charter #12826 · www.basfchattafcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.4M
18th percentile
Members
411
15th percentile
Total loans
$1.4M
18th percentile
Total shares
$2.8M
19th percentile

Profitability

Return on assets
-0.02%
15th percentile
Net interest margin
4.16%
57th percentile
Efficiency ratio
58.94%
67th percentile
Non-interest income ratio
1.46%
16th percentile

Capital & Risk

Net worth ratio
19.52%
72th percentile
Delinquency rate
12.75%
2th percentile
Net charge-off rate
1.68%
8th percentile
Loan-to-share
49.25%
33th percentile

Growth

Member growth YoY
-15.43%
2th percentile
Asset growth YoY
5.84%
79th percentile
Loan growth YoY
-37.54%
1th percentile
Share growth YoY
9.43%
90th percentile

Operations

Members / branch
206
8th percentile
Assets / member
$8,382
42th percentile
Field of membership penetration
41.10%
56th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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