Town & Country

SOUTH PORTLAND, ME · 1 · Charter #8486 · www.tcfcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$623.7M
70th percentile
Members
38,593
73th percentile
Total loans
$478.1M
77th percentile
Total shares
$511.2M
68th percentile

Profitability

Return on assets
0.17%
9th percentile
Net interest margin
3.48%
52th percentile
Efficiency ratio
65.47%
23th percentile
Non-interest income ratio
21.12%
63th percentile

Capital & Risk

Net worth ratio
8.32%
8th percentile
Delinquency rate
0.30%
87th percentile
Net charge-off rate
0.22%
74th percentile
Loan-to-share
93.52%
81th percentile

Growth

Member growth YoY
-1.09%
32th percentile
Asset growth YoY
3.41%
37th percentile
Loan growth YoY
1.92%
38th percentile
Share growth YoY
1.97%
27th percentile

Operations

Members / branch
6,432
77th percentile
Assets / member
$16,160
51th percentile
Field of membership penetration
7.49%
66th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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