Granco

Ephrata, WA · 1 · Charter #10904 · www.granco.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$94.8M
42th percentile
Members
5,039
25th percentile
Total loans
$52.8M
43th percentile
Total shares
$83.6M
45th percentile

Profitability

Return on assets
1.44%
74th percentile
Net interest margin
4.92%
95th percentile
Efficiency ratio
69.68%
27th percentile
Non-interest income ratio
10.73%
19th percentile

Capital & Risk

Net worth ratio
12.17%
50th percentile
Delinquency rate
0.67%
53th percentile
Net charge-off rate
0.47%
36th percentile
Loan-to-share
63.16%
41th percentile

Growth

Member growth YoY
-0.30%
54th percentile
Asset growth YoY
2.19%
36th percentile
Loan growth YoY
-1.74%
32th percentile
Share growth YoY
0.90%
29th percentile

Operations

Members / branch
2,520
36th percentile
Assets / member
$18,813
79th percentile
Field of membership penetration
48.92%
89th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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