Scurry County School

SNYDER, TX · 1 · Charter #10551 · www.scurrycountyschoolfcu.co
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$12.1M
47th percentile
Members
1,143
41th percentile
Total loans
$6.8M
53th percentile
Total shares
$10.0M
47th percentile

Profitability

Return on assets
0.24%
24th percentile
Net interest margin
2.86%
16th percentile
Efficiency ratio
58.86%
67th percentile
Non-interest income ratio
2.01%
19th percentile

Capital & Risk

Net worth ratio
17.81%
65th percentile
Delinquency rate
0.58%
55th percentile
Net charge-off rate
-0.01%
92th percentile
Loan-to-share
68.14%
60th percentile

Growth

Member growth YoY
1.15%
78th percentile
Asset growth YoY
10.42%
92th percentile
Loan growth YoY
10.58%
90th percentile
Share growth YoY
12.58%
94th percentile

Operations

Members / branch
1,143
52th percentile
Assets / member
$10,608
61th percentile
Field of membership penetration
95.25%
97th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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