Beckstrand and Associates

Salt Lake City, UT · 2 · Charter #67140
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$164.9K
1th percentile
Members
16
0th percentile
Total loans
$0
0th percentile
Total shares
$115
0th percentile

Profitability

Return on assets
2.48%
96th percentile
Net interest margin
4.11%
55th percentile
Efficiency ratio
39.58%
92th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
99.72%
100th percentile
Delinquency rate
no peer data
Net charge-off rate
no peer data
Loan-to-share
0.00%
0th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
2.77%
61th percentile
Loan growth YoY
no peer data
Share growth YoY
0.00%
47th percentile

Operations

Members / branch
16
0th percentile
Assets / member
$10,304
59th percentile
Field of membership penetration
0.32%
2th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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