K.U.M.C.

Shawnee, KS · 2 · Charter #62702 · www.kumccu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$29.8M
77th percentile
Members
2,066
67th percentile
Total loans
$10.4M
67th percentile
Total shares
$25.6M
78th percentile

Profitability

Return on assets
2.01%
91th percentile
Net interest margin
4.20%
59th percentile
Efficiency ratio
55.98%
74th percentile
Non-interest income ratio
18.02%
78th percentile

Capital & Risk

Net worth ratio
13.59%
41th percentile
Delinquency rate
0.09%
78th percentile
Net charge-off rate
0.10%
61th percentile
Loan-to-share
40.47%
22th percentile

Growth

Member growth YoY
-3.10%
32th percentile
Asset growth YoY
7.21%
85th percentile
Loan growth YoY
-9.41%
26th percentile
Share growth YoY
5.86%
80th percentile

Operations

Members / branch
1,033
48th percentile
Assets / member
$14,401
83th percentile
Field of membership penetration
25.82%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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