Fargo Va

FARGO, ND · 1 · Charter #288 · www.fargovafcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$13.8M
51th percentile
Members
1,491
52th percentile
Total loans
$7.2M
55th percentile
Total shares
$12.1M
52th percentile

Profitability

Return on assets
0.87%
53th percentile
Net interest margin
4.56%
71th percentile
Efficiency ratio
78.00%
27th percentile
Non-interest income ratio
15.94%
72th percentile

Capital & Risk

Net worth ratio
12.39%
33th percentile
Delinquency rate
0.05%
81th percentile
Net charge-off rate
0.14%
56th percentile
Loan-to-share
59.92%
49th percentile

Growth

Member growth YoY
-0.33%
63th percentile
Asset growth YoY
-0.27%
39th percentile
Loan growth YoY
-4.03%
46th percentile
Share growth YoY
-1.30%
38th percentile

Operations

Members / branch
1,491
64th percentile
Assets / member
$9,277
51th percentile
Field of membership penetration
49.70%
65th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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