Beka

Lindale, GA · 1 · Charter #21575
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.7M
23th percentile
Members
441
16th percentile
Total loans
$3.8M
36th percentile
Total shares
$4.0M
25th percentile

Profitability

Return on assets
-0.83%
6th percentile
Net interest margin
4.09%
54th percentile
Efficiency ratio
85.85%
16th percentile
Non-interest income ratio
2.97%
24th percentile

Capital & Risk

Net worth ratio
12.97%
37th percentile
Delinquency rate
2.86%
16th percentile
Net charge-off rate
0.15%
56th percentile
Loan-to-share
96.15%
92th percentile

Growth

Member growth YoY
-4.96%
18th percentile
Asset growth YoY
-2.14%
29th percentile
Loan growth YoY
3.58%
75th percentile
Share growth YoY
-3.69%
26th percentile

Operations

Members / branch
441
20th percentile
Assets / member
$10,628
61th percentile
Field of membership penetration
76.03%
88th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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