Tlcu Financial

MISHAWAKA, IN · 2 · Charter #68286 · www.tlcufinancial.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$57.4M
8th percentile
Members
3,907
13th percentile
Total loans
$19.3M
3th percentile
Total shares
$47.8M
8th percentile

Profitability

Return on assets
1.21%
62th percentile
Net interest margin
3.44%
38th percentile
Efficiency ratio
63.37%
49th percentile
Non-interest income ratio
24.56%
81th percentile

Capital & Risk

Net worth ratio
15.97%
81th percentile
Delinquency rate
1.11%
29th percentile
Net charge-off rate
0.28%
55th percentile
Loan-to-share
40.31%
8th percentile

Growth

Member growth YoY
-1.14%
43th percentile
Asset growth YoY
7.92%
80th percentile
Loan growth YoY
0.11%
44th percentile
Share growth YoY
8.08%
82th percentile

Operations

Members / branch
1,954
20th percentile
Assets / member
$14,684
52th percentile
Field of membership penetration
1.56%
24th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Tlcu Financial?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo