Trans Texas Southwest

San Angelo, TX · 2 · Charter #67835 · www.transtexas.coop
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$51.8M
2th percentile
Members
2,531
2th percentile
Total loans
$35.5M
21th percentile
Total shares
$44.9M
4th percentile

Profitability

Return on assets
0.68%
27th percentile
Net interest margin
4.20%
79th percentile
Efficiency ratio
63.25%
49th percentile
Non-interest income ratio
8.92%
12th percentile

Capital & Risk

Net worth ratio
12.79%
58th percentile
Delinquency rate
0.40%
73th percentile
Net charge-off rate
0.09%
84th percentile
Loan-to-share
79.08%
69th percentile

Growth

Member growth YoY
-2.54%
29th percentile
Asset growth YoY
3.48%
46th percentile
Loan growth YoY
-1.09%
35th percentile
Share growth YoY
3.26%
49th percentile

Operations

Members / branch
1,266
5th percentile
Assets / member
$20,484
86th percentile
Field of membership penetration
10.12%
59th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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