Medisys Employees

JAMAICA, NY · 1 · Charter #20885 · WWW.MEDISYSEFCU.ORG
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$32.7M
80th percentile
Members
3,500
90th percentile
Total loans
$10.1M
66th percentile
Total shares
$29.6M
84th percentile

Profitability

Return on assets
1.09%
63th percentile
Net interest margin
4.17%
58th percentile
Efficiency ratio
70.56%
42th percentile
Non-interest income ratio
9.14%
49th percentile

Capital & Risk

Net worth ratio
9.21%
11th percentile
Delinquency rate
0.41%
61th percentile
Net charge-off rate
0.69%
25th percentile
Loan-to-share
34.15%
15th percentile

Growth

Member growth YoY
2.76%
88th percentile
Asset growth YoY
2.32%
58th percentile
Loan growth YoY
14.01%
93th percentile
Share growth YoY
1.89%
58th percentile

Operations

Members / branch
1,750
72th percentile
Assets / member
$9,331
51th percentile
Field of membership penetration
53.85%
71th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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