Science Park

NEW HAVEN, CT · 1 · Charter #3790 · www.scienceparkfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.5M
19th percentile
Members
597
21th percentile
Total loans
$2.5M
27th percentile
Total shares
$2.8M
20th percentile

Profitability

Return on assets
0.01%
16th percentile
Net interest margin
5.24%
88th percentile
Efficiency ratio
92.25%
11th percentile
Non-interest income ratio
6.53%
39th percentile

Capital & Risk

Net worth ratio
21.40%
79th percentile
Delinquency rate
3.26%
13th percentile
Net charge-off rate
0.27%
46th percentile
Loan-to-share
90.53%
88th percentile

Growth

Member growth YoY
-1.65%
47th percentile
Asset growth YoY
0.10%
42th percentile
Loan growth YoY
-5.11%
41th percentile
Share growth YoY
0.22%
48th percentile

Operations

Members / branch
597
27th percentile
Assets / member
$5,936
23th percentile
Field of membership penetration
0.44%
3th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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