Atlantic City Police

Northfield, NJ · 1 · Charter #3420
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.0M
12th percentile
Members
255
8th percentile
Total loans
$295.3K
6th percentile
Total shares
$1.6M
13th percentile

Profitability

Return on assets
1.84%
88th percentile
Net interest margin
4.38%
65th percentile
Efficiency ratio
48.52%
85th percentile
Non-interest income ratio
3.31%
25th percentile

Capital & Risk

Net worth ratio
21.32%
78th percentile
Delinquency rate
0.29%
66th percentile
Net charge-off rate
0.62%
27th percentile
Loan-to-share
18.74%
5th percentile

Growth

Member growth YoY
-4.85%
18th percentile
Asset growth YoY
-0.12%
40th percentile
Loan growth YoY
-7.84%
31th percentile
Share growth YoY
-2.53%
31th percentile

Operations

Members / branch
255
11th percentile
Assets / member
$7,890
38th percentile
Field of membership penetration
33.33%
46th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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