IBEW 76

TACOMA, WA · 1 · Charter #11949 · www.ibew76fcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$29.4M
76th percentile
Members
1,406
50th percentile
Total loans
$24.4M
94th percentile
Total shares
$23.7M
75th percentile

Profitability

Return on assets
0.53%
37th percentile
Net interest margin
3.33%
28th percentile
Efficiency ratio
64.44%
55th percentile
Non-interest income ratio
8.40%
47th percentile

Capital & Risk

Net worth ratio
12.91%
37th percentile
Delinquency rate
0.50%
58th percentile
Net charge-off rate
0.11%
60th percentile
Loan-to-share
102.84%
94th percentile

Growth

Member growth YoY
0.29%
71th percentile
Asset growth YoY
-0.36%
39th percentile
Loan growth YoY
18.03%
95th percentile
Share growth YoY
-7.58%
13th percentile

Operations

Members / branch
1,406
62th percentile
Assets / member
$20,881
96th percentile
Field of membership penetration
7.03%
21th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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