Riverfall

Tuscaloosa, AL · 2 · Charter #60942 · www.riverfallcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$194.4M
88th percentile
Members
14,306
88th percentile
Total loans
$88.2M
70th percentile
Total shares
$175.6M
90th percentile

Profitability

Return on assets
0.43%
14th percentile
Net interest margin
2.44%
5th percentile
Efficiency ratio
58.13%
64th percentile
Non-interest income ratio
22.37%
75th percentile

Capital & Risk

Net worth ratio
11.76%
44th percentile
Delinquency rate
1.52%
17th percentile
Net charge-off rate
0.69%
19th percentile
Loan-to-share
50.23%
20th percentile

Growth

Member growth YoY
0.04%
59th percentile
Asset growth YoY
7.97%
81th percentile
Loan growth YoY
-3.31%
25th percentile
Share growth YoY
7.02%
77th percentile

Operations

Members / branch
3,577
60th percentile
Assets / member
$13,586
43th percentile
Field of membership penetration
4.47%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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