Capital

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$2.8B

65^th percentile

Members

127,388

55^th percentile

Total loans

$2.3B

70^th percentile

Total shares

$2.3B

62^th percentile

Profitability

Return on assets

0.69%

28^th percentile

Net interest margin

3.16%

46^th percentile

Efficiency ratio

39.19%

89^th percentile

Non-interest income ratio

13.82%

20^th percentile

Capital & Risk

Net worth ratio

11.86%

69^th percentile

Delinquency rate

1.01%

27^th percentile

Net charge-off rate

0.35%

70^th percentile

Loan-to-share

103.57%

87^th percentile

Growth

Member growth YoY

4.17%

69^th percentile

Asset growth YoY

7.75%

68^th percentile

Loan growth YoY

9.07%

73^th percentile

Share growth YoY

8.72%

74^th percentile

Operations

Members / branch

5,096

17^th percentile

Assets / member

$21,851

79^th percentile

Field of membership penetration

6.08%

52^th percentile

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